We are committed to providing our customers with excellent products backed by quality service. While information about you is essential to meet your insurance needs, we recognize the importance of handling your personal information with care. Accordingly, we have established this Notice in compliance with the Gramm-Leach-Bliley Act and the laws of the State of Ohio.
Confidentiality and Security of Your Information
We maintain appropriate physical, electronic, and procedural safeguards to protect the security and confidentiality of your nonpublic personal information. We restrict access to nonpublic personal information about you to those employees and others who need to know that information to provide products or services to you, to maintain your accounts, or to conduct our business.
Personal Information We Collect About You
Collecting personal information from you is essential to our ability to offer quality insurance products. As part of that process, we may collect nonpublic personal information about you from the following sources:
- Information we receive from you on applications, other forms, on-line, or by phone;
- Information about your transactions with us;
- Information we receive from consumer reporting agencies and other outside sources, such as motor vehicle reports and credit history reports;
- Information we receive from medical records or medical professionals.
Categories of Information We Disclose and to Whom
In the course of our general business practices, we will not sell your information to anyone for any reason. We may disclose the information that we collect about you without your permission to the following types of institutions in order to provide you with the insurance policy that is right for you and for the reasons described:
- To a third party if the disclosure will enable that party to perform a business, professional or insurance function for us;
- To an insurance institution in order to detect or prevent criminal activity, fraud or misrepresentation in connection with an insurance transaction;
- To an insurance institution for this agency to perform a function in connection with an insurance transaction involving you;
- To a medical care institution or medical professional in order to verify coverage or benefits;
- To an insurance regulatory authority, law enforcement, or other governmental authority in order to protect our interests in preventing or prosecuting fraud, or if we believe that you have conducted illegal activities;
- To a group policyholder for the purpose of reporting claims experience or conducting an audit of our operations or services;
- We will not disclose information about you for marketing purposes.
Opt Out
If you prefer that we do not disclose nonpublic personal information about you to non-affiliated third parties, you may opt out of those disclosures by e-mailing us at mail@camargoinsurance.com or calling your agent at 513-561-5311.
Your Records
We strive to maintain the accuracy of your personal information. In order to help us maintain that accuracy, you may have the right to reasonably access your information. If you believe any of the information in our possession is inaccurate, you may request that we amend or delete the information you believe to be erroneous. If we concur with your conclusion, we will amend or delete the information in question. To avail yourself of this process, you must write to your agent at the address below. Upon receipt of your request, we will contact you within 30 business days to arrange providing you with access in person or the copies that you have requested.
Thank You
In the event that you have questions about this Notice of Privacy and Insurance Information Practices, please write your agent at the address provided below. Thank you for your business and we look forward to serving you for many years to come.
Camargo Insurance Agency, Inc.
Winter Insurance Agency, Inc.
7713 Camargo Road
PO Box 43249
Cincinnati, Ohio 45243